People often are not aware of where they can reduce expenses to save money. The steps do not need to be drastic like cutting up the credit cards. Little efforts can make a big difference in monthly expenditures. Here are some great (and fairly painless) ways to save money.
Step 1: Purchase items on sale for the lowest price at the supermarket. Review the weekly supermarket ads and compare prices. You will be surprised at what you find, as the same item may be offered at different sale prices. Purchase the item from the store selling it the cheapest. Use coupons whenever possible. In addition, sign up for supermarket discount cards as these provide additional savings.
Step 2: Buy used items from auctions and consignment shops. If a used lawnmower for sale is in great working condition, why pass it by for a new model? Purchasing used tools, electric equipment, CDs, books, and even clothing saves money.
Step 3: Reduce dining and entertainment expenses. Recent Walmart ads illustrated how much money a family can save by dining in versus going to a restaurant. The same goes for entertainment like the movies and theme parks. If you have board games, a gaming system, and television access, make it a movie or game night.
Step 4: Purchase items from the dollar store. Local dollar stores are increasingly selling the same items as regularly priced stores. These products include cards, wrapping paper, cleaning supplies, and even food. Shop at the dollar store and you can wrap your gifts, keep your home clean, and have some snacks for next to nothing.
Step 5: Use public transportation or carpool whenever possible. Gas is expensive these days so reducing the driving time saves money. If you can walk or ride your bike to do your errands, you receive the added benefit of healthy exercise.